A world where crypto is as easy to use as cash
Crypto is easy to hold, but hard to spend. We built a global payment solution that turns crypto into fiat instantly – accepted anywhere
This is how freedom becomes reality – one card, one tap
One card
One tap
Borderless
utility
Trusted and
complaint
News
12/01/2026
We’ve updated our legal documentation, please review the latest versions available via the links in the footer.
01/01/2026
Welcome to our redesigned website, built to make exploring and ordering your crypto payment cards easier than ever.
24/01/2026
We’re working on an upgraded dashboard experience that will make managing your crypto card activity faster and more convenient.
Plans
Essential
- $ 2 500 daily
- 3.5 % top-up fee
- $ 75 000 monthly
- Works with Apple pay
and Google pay
Plus
- $ 5 000 daily
- 3.0 % top-up fee
- $ 150 000 monthly
- Works with Apple pay
and Google pay
Prime
- $ 20 000 daily
- 2.5 % top-up fee
- $ 600 000 monthly
- Works with Apple pay
and Google pay
Supreme
- $ 100 000 daily
- 2.0 % top-up fee
- $ 3 000 000 monthly
- Works with Apple pay
and Google pay
Business
- $ 100 000 daily
- 2.0 % top-up fee
- $ 3 000 000 monthly
- Works with Google pay
only
Plans
Essential
$25
- $ 2 500 daily
- 3.5 % top-up fee
- $ 75 000 monthly
- Works with Apple pay and Google pay
Prime
$75
- $ 20 000 daily
- 2.5 % top-up fee
- $ 600 000 monthly
- Works with Apple pay and Google pay
Supreme
$150
- $ 100 000 daily
- 2.0 % top-up fee
- $ 3 000 000 monthly
- Works with Apple pay and Google pay
Business
$150
- $ 100 000 daily
- 2.0 % top-up fee
- $ 3 000 000 monthly
- Works with Google pay only
Card Usage
Bridges the gap between the digital economy and everyday finance through:
-
Seamless Payment
Instant crypto-to-fiat conversion at the point of sale
-
Global Access
Accepted anywhere debit card works, online and offline
-
Trusted Infrastructure
Accepted anywhere debit card works, online and offline
Spending
Use your crypto card for spending across everyday categories
Spending
Use your crypto card for spending across everyday categories
Frequently Asked Questions
1. What card types and plans are available?
SpendX offers both physical and virtual cards. For more details, please sign in to your SpendX account. We currently offer five plans: Essential, Plus, Prime, Business, and Supreme.
2. Where can I use the SpendX Card?
Anywhere Mastercard or Visa is accepted.
3. Which cryptocurrencies, blockchains do you support?
USDT and USDC on the TRX, BSC, and SOL networks. More coming soon — stay tuned.
4. Do I need to complete the KYC procedure?
Yes, we are a fully KYC-compliant service. You will need to provide an ID card, passport, or residence permit.
5. How long does the KYC procedure take?
The KYC verification process may take up to 72 hours if your application is selected for manual review.
6. How can I top up my SpendX Card?
Sign in to your SpendX account, select your card, and top it up using USDT or USDC.
7. How do I activate my SpendX Card?
Your card is activated automatically after you complete KYC and purchase the card.
8. Can I spend in different currencies?
The SpendX Card is issued in USD, but you can pay in different currencies worldwide. The exchange rate is determined by the banks involved.
9. Do I have to pay any extra commissions when using my SpendX Card?
We understand your concern. Many similar services claim they don’t charge fees for top-ups, but in reality, customers often face hidden fees when making purchases — up to 8.33% in some cases.
Good news: SpendX does not charge any additional fees other than the card top-up fee. Your entire card balance is fully usable.
10. How to stay safe?
There are many similarly named websites. Please use only our official website: spend-x.com. All our social media accounts have verification badges.